123 N Starr AveLincolnAR72744
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing123 N Starr Ave, Lincoln, AR, 72744 in Lincoln is a stable, well-positioned rental at $199,000. Rental yield 6.15%. DSCR 1.14 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $54,980 in value and $1,833/yr in principal paydown builds equity, a total projected return of $63,966.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 6.0% |
| Monthly Cash Flow | $(176) | $400 |
City averages based on Lincoln market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,020 |
| Total Monthly Debt Service | $1,117 |
| DSCR Ratio | 0.91x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
4,495 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72744, Lincoln, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,472 (100%) |
| Owner Occupied HU | 1,571 (63.6%) |
| Renter Occupied HU | 634 (25.6%) |
| Vacant Housing Units | 267 (10.8%) |
| Median Home Value | $289,537 |
| Average Home Value | $338,501 |
Housing Distribution
Address Breakdown
Residential
1,976
Single Family
1,953
Multi-Family
23
Businesses
131
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
4,495 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72744, Lincoln, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,472 (100%) |
| Owner Occupied HU | 1,571 (63.6%) |
| Renter Occupied HU | 634 (25.6%) |
| Vacant Housing Units | 267 (10.8%) |
| Median Home Value | $289,537 |
| Average Home Value | $338,501 |
Housing Distribution
Address Breakdown
Residential
1,976
Single Family
1,953
Multi-Family
23
Businesses
131
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices