123 Merrimack Meadows Ln #123TewksburyMA01876
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 123 Merrimack Meadows Ln #123, Tewksbury, MA, 01876 in Tewksbury: $4,620/mo in rent, $704/mo net, 10.08% gross yield, all on a $549,900 acquisition. The 1.77 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $151,927 in value, and $4,610/yr in principal paydown steadily builds equity. Projected total cumulative return: $272,717.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 5.0% |
| Monthly Cash Flow | $704 | $450 |
City averages based on Tewksbury market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,620 |
| Total Monthly Debt Service | $3,381 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1989
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01876, Tewksbury, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,917 (100%) |
| Owner Occupied HU | 9,581 (80.4%) |
| Renter Occupied HU | 1,933 (16.2%) |
| Vacant Housing Units | 403 ( 3.4%) |
| Median Home Value | $636,078 |
| Average Home Value | $672,976 |
Housing Distribution
Address Breakdown
Residential
11,954
Single Family
10,539
Multi-Family
1,415
Businesses
990



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


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Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73583442











