123 Goulding StHollistonMA01746
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 123 Goulding St, Holliston, MA, 01746 in Holliston is narrow, $108/mo net on $2,580/mo rent after the $1,764/mo debt service, but the property operates at break-even-plus, not a loss. At $392,200 with a 7.89% yield, the long-run equity case via 5% appreciation ($108,358 over five years) and $3,612/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.46 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $155,848.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 5.2% |
| Monthly Cash Flow | $108 | $1,200 |
City averages based on Holliston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,580 |
| Total Monthly Debt Service | $2,316 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1963
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01746, Holliston, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,629 (100%) |
| Owner Occupied HU | 4,798 (85.2%) |
| Renter Occupied HU | 655 (11.6%) |
| Vacant Housing Units | 176 ( 3.1%) |
| Median Home Value | $713,918 |
| Average Home Value | $779,245 |
Housing Distribution
Address Breakdown
Residential
5,590
Single Family
5,266
Multi-Family
324
Businesses
585
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1963
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01746, Holliston, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,629 (100%) |
| Owner Occupied HU | 4,798 (85.2%) |
| Renter Occupied HU | 655 (11.6%) |
| Vacant Housing Units | 176 ( 3.1%) |
| Median Home Value | $713,918 |
| Average Home Value | $779,245 |
Housing Distribution
Address Breakdown
Residential
5,590
Single Family
5,266
Multi-Family
324
Businesses
585
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A