123 Dickert DrMaconMS39341
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt $275,000, 123 Dickert Dr, Macon, MS, 39341 in Macon generates $1,866/mo in rent (8.14% yield) but nets only $183/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.51) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $75,977. Total projected return: $115,995.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $183 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,866 |
| Total Monthly Debt Service | $1,573 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
0.96 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39341, Macon, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,822 (100%) |
| Owner Occupied HU | 1,848 (65.5%) |
| Renter Occupied HU | 642 (22.7%) |
| Vacant Housing Units | 332 (11.8%) |
| Median Home Value | $92,422 |
| Average Home Value | $118,378 |
Housing Distribution
Address Breakdown
Residential
2,603
Single Family
2,430
Multi-Family
173
Businesses
312
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
0.96 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39341, Macon, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,822 (100%) |
| Owner Occupied HU | 1,848 (65.5%) |
| Renter Occupied HU | 642 (22.7%) |
| Vacant Housing Units | 332 (11.8%) |
| Median Home Value | $92,422 |
| Average Home Value | $118,378 |
Housing Distribution
Address Breakdown
Residential
2,603
Single Family
2,430
Multi-Family
173
Businesses
312
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Greater Golden Triangle Realtors
Mls ID: #26-899