123 Banana StAtlantaGA30350
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 123 Banana St, Atlanta, GA, 30350 in Atlanta. Priced at $500,000, it generates $11,310/mo in gross rent and $8,267/mo in net monthly cash flow, a 27.14% yield that comfortably supports the 5.03 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $99,203. Five-year appreciation: $138,141. Equity from principal paydown: $4,605/yr. Total projected cumulative return: $721,407.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 27.1% | 4.8% |
| Monthly Cash Flow | $8,267 | $1,850 |
City averages based on Atlanta market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $11,310 |
| Total Monthly Debt Service | $2,844 |
| DSCR Ratio | 3.98x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1985
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30350, Atlanta, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,777 (100%) |
| Owner Occupied HU | 6,304 (35.5%) |
| Renter Occupied HU | 10,549 (59.3%) |
| Vacant Housing Units | 924 ( 5.2%) |
| Median Home Value | $627,481 |
| Average Home Value | $670,632 |
Housing Distribution
Address Breakdown
Residential
17,433
Single Family
7,720
Multi-Family
9,713
Businesses
754
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1985
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30350, Atlanta, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,777 (100%) |
| Owner Occupied HU | 6,304 (35.5%) |
| Renter Occupied HU | 10,549 (59.3%) |
| Vacant Housing Units | 924 ( 5.2%) |
| Median Home Value | $627,481 |
| Average Home Value | $670,632 |
Housing Distribution
Address Breakdown
Residential
17,433
Single Family
7,720
Multi-Family
9,713
Businesses
754
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices