123 2nd Ave SBrowntonMN55312
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 123 2nd Ave S, Brownton, MN, 55312 in Brownton speaks for itself: 13.02% gross on a $224,900 price, generating $2,440/mo in rent and $1,035/mo in net income after the $1,011/mo debt service. DSCR 2.41, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $12,423 stacks alongside $62,136 in projected five-year appreciation and $2,071/yr in principal reduction. Projected total cumulative return: $152,019.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13% | 7.0% |
| Monthly Cash Flow | $1,035 | $350 |
City averages based on Brownton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,440 |
| Total Monthly Debt Service | $1,315 |
| DSCR Ratio | 1.86x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1915
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55312, Brownton, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 682 (100%) |
| Owner Occupied HU | 527 (77.3%) |
| Renter Occupied HU | 88 (12.9%) |
| Vacant Housing Units | 67 ( 9.8%) |
| Median Home Value | $255,460 |
| Average Home Value | $303,866 |
Housing Distribution
Address Breakdown
Residential
421
Single Family
393
Multi-Family
28
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1915
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55312, Brownton, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 682 (100%) |
| Owner Occupied HU | 527 (77.3%) |
| Renter Occupied HU | 88 (12.9%) |
| Vacant Housing Units | 67 ( 9.8%) |
| Median Home Value | $255,460 |
| Average Home Value | $303,866 |
Housing Distribution
Address Breakdown
Residential
421
Single Family
393
Multi-Family
28
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices