1228 Bray School RdTompkinsvilleKY42167



INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play1228 Bray School Rd, Tompkinsville, KY, 42167 in Tompkinsville is priced for appreciation, not yield. Rental yield 0%. At $229,500 with a 0% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $63,407 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.00) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 8.1% |
| Monthly Cash Flow | $0 | $350 |
City averages based on Tompkinsville market data in our database. Property projections are estimates.
Single Family
Built in 2024
1.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42167, Tompkinsville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,863 (100%) |
| Owner Occupied HU | 2,369 (61.3%) |
| Renter Occupied HU | 990 (25.6%) |
| Vacant Housing Units | 504 (13.0%) |
| Median Home Value | $179,441 |
| Average Home Value | $227,155 |
Housing Distribution
Address Breakdown
Residential
3,432
Single Family
3,432
Multi-Family
0
Businesses
281



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No similar rental properties found nearby.
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 2024
1.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42167, Tompkinsville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,863 (100%) |
| Owner Occupied HU | 2,369 (61.3%) |
| Renter Occupied HU | 990 (25.6%) |
| Vacant Housing Units | 504 (13.0%) |
| Median Home Value | $179,441 |
| Average Home Value | $227,155 |
Housing Distribution
Address Breakdown
Residential
3,432
Single Family
3,432
Multi-Family
0
Businesses
281
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices







