1226 Woodhaven DrWhite HavenPA18661
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 1226 Woodhaven Dr, White Haven, PA, 18661 in White Haven. Priced at $204,999, it generates $3,079/mo in gross rent and $1,657/mo in net monthly cash flow, a 18.02% yield that comfortably supports the 3.34 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $19,880. Five-year appreciation: $56,637. Equity from principal paydown: $1,888/yr. Total projected cumulative return: $184,988.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 18% | 6.2% |
| Monthly Cash Flow | $1,657 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,079 |
| Total Monthly Debt Service | $1,341 |
| DSCR Ratio | 2.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1985
0.52 Acres lot
$N/A/sqft
$950 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18661, White Haven, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,246 (100%) |
| Owner Occupied HU | 2,099 (64.7%) |
| Renter Occupied HU | 331 (10.2%) |
| Vacant Housing Units | 816 (25.1%) |
| Median Home Value | $267,490 |
| Average Home Value | $293,311 |
Housing Distribution
Address Breakdown
Residential
2,619
Single Family
2,592
Multi-Family
27
Businesses
135
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1985
0.52 Acres lot
$N/A/sqft
$950 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18661, White Haven, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,246 (100%) |
| Owner Occupied HU | 2,099 (64.7%) |
| Renter Occupied HU | 331 (10.2%) |
| Vacant Housing Units | 816 (25.1%) |
| Median Home Value | $267,490 |
| Average Home Value | $293,311 |
Housing Distribution
Address Breakdown
Residential
2,619
Single Family
2,592
Multi-Family
27
Businesses
135
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices