12259 Curtis CtBellemontAZ86015
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 12259 Curtis Ct, Bellemont, AZ, 86015 in Bellemont worth study. Rental yield 4.87%. The 4.87% gross yield is below cash-flow benchmarks at $460,000, but 5% annual appreciation, adding $127,090 over five years, frames this as a capital growth position. Rent of $1,866/mo partially offsets the $2,068/mo payment. Ziffy Mortgage finances appreciation-play properties (0.90 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $112,664.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.9% | 5.5% |
| Monthly Cash Flow | $(959) | $1,200 |
City averages based on Bellemont market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,866 |
| Total Monthly Debt Service | $2,642 |
| DSCR Ratio | 0.71x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2021
1,306 sqft lot
$N/A/sqft
$106 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86015, Bellemont, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 455 (100%) |
| Owner Occupied HU | 366 (80.4%) |
| Renter Occupied HU | 55 (12.1%) |
| Vacant Housing Units | 34 ( 7.5%) |
| Median Home Value | $575,806 |
| Average Home Value | $580,383 |
Housing Distribution
Address Breakdown
Residential
692
Single Family
5
Multi-Family
687
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2021
1,306 sqft lot
$N/A/sqft
$106 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86015, Bellemont, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 455 (100%) |
| Owner Occupied HU | 366 (80.4%) |
| Renter Occupied HU | 55 (12.1%) |
| Vacant Housing Units | 34 ( 7.5%) |
| Median Home Value | $575,806 |
| Average Home Value | $580,383 |
Housing Distribution
Address Breakdown
Residential
692
Single Family
5
Multi-Family
687
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Trina Painter • Russ Lyon Sothebys Intl Realty
Mls Name: NAZMLS
Mls Provider:
Mls ID: #200110
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