12241 E 8th StTucsonAZ85748
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 12241 E 8th St, Tucson, AZ, 85748 in Tucson is capital appreciation. Rental yield 3.61%. The 3.61% gross yield at $1,250,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $345,352 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.67) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $239,095.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.6% | 6.2% |
| Monthly Cash Flow | $(3,627) | $450 |
City averages based on Tucson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,762 |
| Total Monthly Debt Service | $6,892 |
| DSCR Ratio | 0.55x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
4.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85748, Tucson, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,089 (100%) |
| Owner Occupied HU | 6,347 (78.5%) |
| Renter Occupied HU | 1,489 (18.4%) |
| Vacant Housing Units | 253 ( 3.1%) |
| Median Home Value | $372,767 |
| Average Home Value | $425,509 |
Housing Distribution
Address Breakdown
Residential
8,299
Single Family
7,041
Multi-Family
1,258
Businesses
134
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
4.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85748, Tucson, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,089 (100%) |
| Owner Occupied HU | 6,347 (78.5%) |
| Renter Occupied HU | 1,489 (18.4%) |
| Vacant Housing Units | 253 ( 3.1%) |
| Median Home Value | $372,767 |
| Average Home Value | $425,509 |
Housing Distribution
Address Breakdown
Residential
8,299
Single Family
7,041
Multi-Family
1,258
Businesses
134
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices