12227 Crystal Hills WayPorter RanchCA91326
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 12227 Crystal Hills Way, Porter Ranch, CA, 91326 in Porter Ranch is a conservative rental investment at $1,043,500. Rental yield 6.32%. A 1.17 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $288,300; $9,611/yr in principal paydown supplements. Total projected return: $313,522.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 6.2% |
| Monthly Cash Flow | $(1,299) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,496 |
| Total Monthly Debt Service | $6,380 |
| DSCR Ratio | 0.86x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
4,613 sqft lot
$N/A/sqft
$235 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91326, Northridge, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,721 (100%) |
| Owner Occupied HU | 10,578 (71.9%) |
| Renter Occupied HU | 3,731 (25.3%) |
| Vacant Housing Units | 412 ( 2.8%) |
| Median Home Value | $1,003,391 |
| Average Home Value | $1,159,866 |
Housing Distribution
Address Breakdown
Residential
14,440
Single Family
12,094
Multi-Family
2,346
Businesses
242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
4,613 sqft lot
$N/A/sqft
$235 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91326, Northridge, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,721 (100%) |
| Owner Occupied HU | 10,578 (71.9%) |
| Renter Occupied HU | 3,731 (25.3%) |
| Vacant Housing Units | 412 ( 2.8%) |
| Median Home Value | $1,003,391 |
| Average Home Value | $1,159,866 |
Housing Distribution
Address Breakdown
Residential
14,440
Single Family
12,094
Multi-Family
2,346
Businesses
242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Janice Park • TRA Investment, Inc.
Mls Name: CLAW
Mls Provider:
Mls ID: #25540837
Disclaimer: 2025 The MLS - Combined L.A. Westside MLS (CLAW). All rights reserved. Based on information from The MLS - Combined L.A. Westside MLS (CLAW as of 2025-10-19 03:27:38 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.