12222 Grayson Springs RdClarksonKY42726
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 12222 Grayson Springs Rd, Clarkson, KY, 42726 in Clarkson: $979/mo in rent, $249/mo in net income, 9.79% gross yield, 1.81 DSCR, all at $120,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $33,154 in appreciation and $1,105/yr in principal paydown projects total cumulative return of $61,413.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 7.5% |
| Monthly Cash Flow | $249 | $200 |
City averages based on Clarkson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $979 |
| Total Monthly Debt Service | $683 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42726, Clarkson, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,126 (100%) |
| Owner Occupied HU | 1,550 (49.6%) |
| Renter Occupied HU | 408 (13.1%) |
| Vacant Housing Units | 1,168 (37.4%) |
| Median Home Value | $233,228 |
| Average Home Value | $254,855 |
Housing Distribution
Address Breakdown
Residential
2,550
Single Family
2,550
Multi-Family
0
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42726, Clarkson, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,126 (100%) |
| Owner Occupied HU | 1,550 (49.6%) |
| Renter Occupied HU | 408 (13.1%) |
| Vacant Housing Units | 1,168 (37.4%) |
| Median Home Value | $233,228 |
| Average Home Value | $254,855 |
Housing Distribution
Address Breakdown
Residential
2,550
Single Family
2,550
Multi-Family
0
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Josh Srygler • Mayes Thompson Realty & Auction
Mls Name: HKMLS
Mls Provider:
Mls ID: #HK24002299
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