12208 Cascade Caverns TrlAustinTX78739
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 12208 Cascade Caverns Trl, Austin, TX, 78739 in Austin achieves a 1.51 ratio at $1,079,999: $7,356/mo rent versus $4,856/mo debt service. Rental yield 8.17%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 8.17% yield compounds alongside 5% annual appreciation projecting $298,384 in value. Total projected cumulative return: $390,775.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 4.5% |
| Monthly Cash Flow | $(362) | $1,850 |
City averages based on Austin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,356 |
| Total Monthly Debt Service | $7,288 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
0.35 Acres lot
$N/A/sqft
$450 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78739, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,857 (100%) |
| Owner Occupied HU | 6,338 (92.4%) |
| Renter Occupied HU | 460 ( 6.7%) |
| Vacant Housing Units | 59 ( 0.9%) |
| Median Home Value | $707,999 |
| Average Home Value | $770,286 |
Housing Distribution
Address Breakdown
Residential
7,168
Single Family
7,168
Multi-Family
0
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
0.35 Acres lot
$N/A/sqft
$450 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78739, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,857 (100%) |
| Owner Occupied HU | 6,338 (92.4%) |
| Renter Occupied HU | 460 ( 6.7%) |
| Vacant Housing Units | 59 ( 0.9%) |
| Median Home Value | $707,999 |
| Average Home Value | $770,286 |
Housing Distribution
Address Breakdown
Residential
7,168
Single Family
7,168
Multi-Family
0
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices