1220 O'Grady DrChattanoogaTN37419




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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $2,372/mo, and a $2,319/mo payment. Purchase price stands at $473,700, and rental yield measures 6.01% with $2,372/mo rent. Return on cash invested shows 16.36% in year one, and 5% annual appreciation builds toward $130,875 over five years. Five-year ROI reaches 83.55% and total cumulative return in cash records $131,203. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,372/mo property income covering a $2,319/mo payment rather than investor’s personal income.
Single Family
Built in 1976
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37419, Chattanooga, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,122 (100%) |
| Owner Occupied HU | 2,201 (70.5%) |
| Renter Occupied HU | 626 (20.1%) |
| Vacant Housing Units | 295 ( 9.4%) |
| Median Home Value | $384,831 |
| Average Home Value | $461,545 |
Housing Distribution
Address Breakdown
Residential
3,076
Single Family
3,073
Multi-Family
3
Businesses
213
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