122 River RdWillingtonCT06279
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 122 River Rd, Willington, CT, 06279 in Willington hard to pass up. The 16.97% gross yield on a $385,000 purchase results in $5,446/mo in rent and $2,830/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (3.15). Annual cash flow of $33,957, five-year appreciation of $106,368, and $3,546/yr in equity build-up combine for a projected total cumulative return of $329,152.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17% | 6.0% |
| Monthly Cash Flow | $2,830 | $150 |
City averages based on Willington market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,446 |
| Total Monthly Debt Service | $2,463 |
| DSCR Ratio | 2.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1900
0.67 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06279, Willington, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,732 (100%) |
| Owner Occupied HU | 1,720 (63.0%) |
| Renter Occupied HU | 786 (28.8%) |
| Vacant Housing Units | 226 ( 8.3%) |
| Median Home Value | $375,936 |
| Average Home Value | $436,629 |
Housing Distribution
Address Breakdown
Residential
2,586
Single Family
2,315
Multi-Family
271
Businesses
134
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1900
0.67 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06279, Willington, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,732 (100%) |
| Owner Occupied HU | 1,720 (63.0%) |
| Renter Occupied HU | 786 (28.8%) |
| Vacant Housing Units | 226 ( 8.3%) |
| Median Home Value | $375,936 |
| Average Home Value | $436,629 |
Housing Distribution
Address Breakdown
Residential
2,586
Single Family
2,315
Multi-Family
271
Businesses
134
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices