122 King StLittletonMA01460
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 122 King St, Littleton, MA, 01460 in Littleton speaks for itself: 16.1% gross on a $375,000 price, generating $5,030/mo in rent and $2,449/mo in net income after the $1,686/mo debt service. DSCR 2.98, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $29,388 stacks alongside $103,606 in projected five-year appreciation and $3,454/yr in principal reduction. Projected total cumulative return: $300,956.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.1% | 5.2% |
| Monthly Cash Flow | $2,449 | $350 |
City averages based on Littleton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,030 |
| Total Monthly Debt Service | $2,432 |
| DSCR Ratio | 2.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
1.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01460, Littleton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,915 (100%) |
| Owner Occupied HU | 3,169 (80.9%) |
| Renter Occupied HU | 611 (15.6%) |
| Vacant Housing Units | 135 ( 3.4%) |
| Median Home Value | $728,849 |
| Average Home Value | $750,992 |
Housing Distribution
Address Breakdown
Residential
3,878
Single Family
3,671
Multi-Family
207
Businesses
500
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
1.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01460, Littleton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,915 (100%) |
| Owner Occupied HU | 3,169 (80.9%) |
| Renter Occupied HU | 611 (15.6%) |
| Vacant Housing Units | 135 ( 3.4%) |
| Median Home Value | $728,849 |
| Average Home Value | $750,992 |
Housing Distribution
Address Breakdown
Residential
3,878
Single Family
3,671
Multi-Family
207
Businesses
500
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices