12172 Lone Oak RdWaterfordCA95386








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $4,602/mo, and a $7,831/mo payment. Purchase price stands at $1,599,975, and rental yield measures 3.45% with $4,602/mo rent. Return on cash invested shows 8.11% in year one, and 5% annual appreciation builds toward $442,044 over five years. Five-year ROI reaches 39.48% and total cumulative return in cash records $204,643. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $4,602/mo property income covering a $7,831/mo payment rather than investor’s personal income.
Single Family
Built in 2005
10.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95386, Waterford, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,538 (100%) |
| Owner Occupied HU | 2,298 (65.0%) |
| Renter Occupied HU | 1,124 (31.8%) |
| Vacant Housing Units | 116 ( 3.3%) |
| Median Home Value | $468,277 |
| Average Home Value | $559,281 |
Housing Distribution
Address Breakdown
Residential
3,245
Single Family
3,106
Multi-Family
139
Businesses
216
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Listed by: Lorena Chavez • PMZ Real Estate
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #224083316
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.








