12121 Lee Road 279CussetaAL36852
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 12121 Lee Road 279, Cusseta, AL, 36852 in Cusseta deserves attention. This $170,000 property earns $1,816/mo in rent, a 12.82% gross yield, and nets $856/mo after the $764/mo payment. DSCR 2.38 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $46,968 compounds alongside $1,566/yr in yearly equity build, for a total cumulative return of $119,220.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.8% | 9.1% |
| Monthly Cash Flow | $856 | $200 |
City averages based on Cusseta market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,816 |
| Total Monthly Debt Service | $892 |
| DSCR Ratio | 2.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2003
1.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36852, Cusseta, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,221 (100%) |
| Owner Occupied HU | 734 (60.1%) |
| Renter Occupied HU | 373 (30.5%) |
| Vacant Housing Units | 114 ( 9.3%) |
| Median Home Value | $244,853 |
| Average Home Value | $256,039 |
Housing Distribution
Address Breakdown
Residential
1,098
Single Family
1,098
Multi-Family
0
Businesses
54
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2003
1.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36852, Cusseta, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,221 (100%) |
| Owner Occupied HU | 734 (60.1%) |
| Renter Occupied HU | 373 (30.5%) |
| Vacant Housing Units | 114 ( 9.3%) |
| Median Home Value | $244,853 |
| Average Home Value | $256,039 |
Housing Distribution
Address Breakdown
Residential
1,098
Single Family
1,098
Multi-Family
0
Businesses
54
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: April Potts • Real Broker, LLC
Mls Name: CBORGA
Mls Provider:
Mls ID: #221536
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.