1212 W 213th StTorranceCA90502
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 1212 W 213th St, Torrance, CA, 90502 in Torrance. At $840,000 it earns $6,169/mo in rent and distributes $973/mo to the owner after the $3,777/mo payment, a consistent 8.81% yield. DSCR 1.63 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $232,077 in value; $7,736/yr in principal paydown compounds ownership stake. Total projected return: $381,086.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 4.5% |
| Monthly Cash Flow | $973 | $250 |
City averages based on Torrance market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,169 |
| Total Monthly Debt Service | $4,862 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
5,182 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90502, Torrance, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,625 (100%) |
| Owner Occupied HU | 4,173 (63.0%) |
| Renter Occupied HU | 2,226 (33.6%) |
| Vacant Housing Units | 226 ( 3.4%) |
| Median Home Value | $738,208 |
| Average Home Value | $722,741 |
Housing Distribution
Address Breakdown
Residential
6,358
Single Family
4,931
Multi-Family
1,427
Businesses
791
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
5,182 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90502, Torrance, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,625 (100%) |
| Owner Occupied HU | 4,173 (63.0%) |
| Renter Occupied HU | 2,226 (33.6%) |
| Vacant Housing Units | 226 ( 3.4%) |
| Median Home Value | $738,208 |
| Average Home Value | $722,741 |
Housing Distribution
Address Breakdown
Residential
6,358
Single Family
4,931
Multi-Family
1,427
Businesses
791
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices