1212 5th StArapahoeNE68922
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowReliable, bankable, and well-priced, 1212 5th St, Arapahoe, NE, 68922 in Arapahoe delivers $1,670/mo in gross rent and $418/mo in net monthly income at a $185,400 entry. The 10.81% yield and 2.00 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $51,223 over five years and $1,708/yr in equity from loan paydown, total projected return is $97,661.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.2% |
| Monthly Cash Flow | $418 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,670 |
| Total Monthly Debt Service | $1,178 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1993
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68922, Arapahoe, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 623 (100%) |
| Owner Occupied HU | 353 (56.7%) |
| Renter Occupied HU | 151 (24.2%) |
| Vacant Housing Units | 119 (19.1%) |
| Median Home Value | $109,631 |
| Average Home Value | $152,960 |
Housing Distribution
Address Breakdown
Residential
437
Single Family
388
Multi-Family
49
Businesses
83
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1993
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68922, Arapahoe, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 623 (100%) |
| Owner Occupied HU | 353 (56.7%) |
| Renter Occupied HU | 151 (24.2%) |
| Vacant Housing Units | 119 (19.1%) |
| Median Home Value | $109,631 |
| Average Home Value | $152,960 |
Housing Distribution
Address Breakdown
Residential
437
Single Family
388
Multi-Family
49
Businesses
83
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices