12109 Washburn Ave, Waterford, CA, 95386 | $1,405/mo Cash Flow

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Waterford at 12109 Washburn Ave, Waterford, CA, 95386 with 5% annual appreciation on a $386,000 basis while $3,793/mo rent supports operations. Total monthly income totals $3,793/mo and a $1,889/mo payment preserves $1,405/mo for cash returns. Annual cash flow comes to $16,865/yr on $127,959 deployed, and return on cash invested reaches 33.09% in year one. Equity gained on principal adds $2,491/yr, and five-year appreciation sums $106,645 alongside rental yield of 11.79%. Five-year ROI measures 173.53% and total cumulative return in cash totals $222,048.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,793/mo property income versus a $1,889/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 1990

6,264 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95386, Waterford, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	3,538 (100%)
Owner Occupied HU	2,298 (65.0%)
Renter Occupied HU	1,124 (31.8%)
Vacant Housing Units	116 ( 3.3%)
Median Home Value	$468,277
Average Home Value	$559,281