12105 Terraza Cir #67AustinTX78726
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 12105 Terraza Cir #67, Austin, TX, 78726 in Austin deserves attention. This $394,999 property earns $5,140/mo in rent, a 15.61% gross yield, and nets $1,794/mo after the $1,776/mo payment. DSCR 2.89 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $109,131 compounds alongside $3,638/yr in yearly equity build, for a total cumulative return of $269,183.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.6% | 4.5% |
| Monthly Cash Flow | $1,794 | $1,850 |
City averages based on Austin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,140 |
| Total Monthly Debt Service | $3,189 |
| DSCR Ratio | 1.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2009
10,410 sqft lot
$N/A/sqft
$413 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78726, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,144 (100%) |
| Owner Occupied HU | 2,389 (33.4%) |
| Renter Occupied HU | 4,257 (59.6%) |
| Vacant Housing Units | 498 ( 7.0%) |
| Median Home Value | $666,770 |
| Average Home Value | $705,426 |
Housing Distribution
Address Breakdown
Residential
6,687
Single Family
2,576
Multi-Family
4,111
Businesses
311
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2009
10,410 sqft lot
$N/A/sqft
$413 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78726, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,144 (100%) |
| Owner Occupied HU | 2,389 (33.4%) |
| Renter Occupied HU | 4,257 (59.6%) |
| Vacant Housing Units | 498 ( 7.0%) |
| Median Home Value | $666,770 |
| Average Home Value | $705,426 |
Housing Distribution
Address Breakdown
Residential
6,687
Single Family
2,576
Multi-Family
4,111
Businesses
311
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices