121 Whispering Oaks StTom BeanTX75491








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Tom Bean at 121 Whispering Oaks St, Tom Bean, TX, 75491 offers $4,762/mo rent that, after a $1,713/mo payment, leaves $2,193/mo cash flow. Total monthly income is $4,762/mo, and annual cash flow is $26,311/yr on $115,992 cash. Return on cash invested measures 42.59% in year one, and rental yield stands at 16.33% at a $349,900 entry. Equity gained on principal adds $2,258/yr while 5% annual appreciation compounds into $96,671 by year five. Five-year ROI records 226.01% and total cumulative return in cash reaches $262,158. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $4,762/mo property income versus a $1,713/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1978
1.56 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75491, Whitewright, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,574 (100%) |
| Owner Occupied HU | 1,894 (73.6%) |
| Renter Occupied HU | 478 (18.6%) |
| Vacant Housing Units | 202 ( 7.8%) |
| Median Home Value | $307,349 |
| Average Home Value | $366,795 |
Housing Distribution
Address Breakdown
Residential
2,223
Single Family
2,183
Multi-Family
40
Businesses
99
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Brenda Duran • eXp Realty LLC
Mls Name: NTREIS
Mls ID: #20680947
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








