121 Harding AveMount EphraimNJ08059








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Mount Ephraim at 121 Harding Ave, Mount Ephraim, NJ, 08059 with 5% annual appreciation on a $339,000 basis while $2,827/mo rent supports operations. Total monthly income totals $2,827/mo and a $1,659/mo payment preserves $411/mo for cash returns. Annual cash flow comes to $4,931/yr on $112,379 deployed, and return on cash invested reaches 24.3% in year one. Equity gained on principal adds $2,188/yr, and five-year appreciation sums $93,659 alongside rental yield of 10.01%. Five-year ROI measures 127.59% and total cumulative return in cash totals $143,380.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,827/mo property income versus a $1,659/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1955
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08059, Mount Ephraim, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,530 (100%) |
| Owner Occupied HU | 1,917 (75.8%) |
| Renter Occupied HU | 508 (20.1%) |
| Vacant Housing Units | 105 ( 4.2%) |
| Median Home Value | $273,405 |
| Average Home Value | $312,990 |
Housing Distribution
Address Breakdown
Residential
2,370
Single Family
2,224
Multi-Family
146
Businesses
156
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Listed by: Michael Carr • Keller Williams Realty - Marlton
Mls Name: Bright MLS
Mls ID: #NJCD2098884







