1206 Judy PlVidaliaGA30474
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1206 Judy Pl, Vidalia, GA, 30474 in Vidalia speaks for itself: 12.34% gross on a $240,000 price, generating $2,468/mo in rent and $976/mo in net income after the $1,079/mo debt service. DSCR 2.29, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $11,709 stacks alongside $66,308 in projected five-year appreciation and $2,210/yr in principal reduction. Projected total cumulative return: $153,798.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.3% | 8.0% |
| Monthly Cash Flow | $976 | $200 |
City averages based on Vidalia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,468 |
| Total Monthly Debt Service | $1,397 |
| DSCR Ratio | 1.77x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
0.54 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30474, Vidalia, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,317 (100%) |
| Owner Occupied HU | 4,002 (54.7%) |
| Renter Occupied HU | 2,514 (34.4%) |
| Vacant Housing Units | 801 (10.9%) |
| Median Home Value | $166,042 |
| Average Home Value | $207,492 |
Housing Distribution
Address Breakdown
Residential
7,210
Single Family
7,028
Multi-Family
182
Businesses
741
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
0.54 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30474, Vidalia, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,317 (100%) |
| Owner Occupied HU | 4,002 (54.7%) |
| Renter Occupied HU | 2,514 (34.4%) |
| Vacant Housing Units | 801 (10.9%) |
| Median Home Value | $166,042 |
| Average Home Value | $207,492 |
Housing Distribution
Address Breakdown
Residential
7,210
Single Family
7,028
Multi-Family
182
Businesses
741
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices