12032 Stillwind DrCincinnatiOH45249
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Cincinnati rentals match the income profile of 12032 Stillwind Dr, Cincinnati, OH, 45249. Listed at $397,900, gross rent is $4,800/mo and net cash flow is $2,183/mo, a 14.48% yield well above national averages. DSCR 2.68 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $109,932 by year five with $3,665/yr in annual principal reduction, projecting $292,060 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.5% | 6.8% |
| Monthly Cash Flow | $2,183 | $450 |
City averages based on Cincinnati market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,800 |
| Total Monthly Debt Service | $2,459 |
| DSCR Ratio | 1.95x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45249, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,623 (100%) |
| Owner Occupied HU | 3,557 (63.3%) |
| Renter Occupied HU | 1,673 (29.8%) |
| Vacant Housing Units | 393 ( 7.0%) |
| Median Home Value | $493,600 |
| Average Home Value | $528,777 |
Housing Distribution
Address Breakdown
Residential
5,790
Single Family
4,248
Multi-Family
1,542
Businesses
805
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45249, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,623 (100%) |
| Owner Occupied HU | 3,557 (63.3%) |
| Renter Occupied HU | 1,673 (29.8%) |
| Vacant Housing Units | 393 ( 7.0%) |
| Median Home Value | $493,600 |
| Average Home Value | $528,777 |
Housing Distribution
Address Breakdown
Residential
5,790
Single Family
4,248
Multi-Family
1,542
Businesses
805
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices