1203 Coolidge CtSycamoreIL60178
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 1203 Coolidge Ct, Sycamore, IL, 60178 in Sycamore. Rental yield 5.65%. At $408,100 with 5.65% gross yield, current distributions are modest, but the 5% appreciation rate projects $112,751 in new equity by year five, complemented by $3,759/yr in principal paydown. Ziffy Mortgage's DSCR loan (1.05) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $95,801.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.7% | 6.0% |
| Monthly Cash Flow | $(939) | $1,500 |
City averages based on Sycamore market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,920 |
| Total Monthly Debt Service | $2,697 |
| DSCR Ratio | 0.71x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
9,000 sqft lot
$N/A/sqft
$342 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60178, Sycamore, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,574 (100%) |
| Owner Occupied HU | 6,596 (68.9%) |
| Renter Occupied HU | 2,621 (27.4%) |
| Vacant Housing Units | 357 ( 3.7%) |
| Median Home Value | $282,093 |
| Average Home Value | $299,103 |
Housing Distribution
Address Breakdown
Residential
9,395
Single Family
8,862
Multi-Family
533
Businesses
816
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
9,000 sqft lot
$N/A/sqft
$342 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60178, Sycamore, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,574 (100%) |
| Owner Occupied HU | 6,596 (68.9%) |
| Renter Occupied HU | 2,621 (27.4%) |
| Vacant Housing Units | 357 ( 3.7%) |
| Median Home Value | $282,093 |
| Average Home Value | $299,103 |
Housing Distribution
Address Breakdown
Residential
9,395
Single Family
8,862
Multi-Family
533
Businesses
816
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices