1202 Spruce St, Montoursville, PA, 17754 | $248/mo Cash Flow

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Montoursville at 1202 Spruce St, Montoursville, PA, 17754 uses $86,157 cash to close to unlock $2,976/yr annual cash flow and $248/mo monthly cash flow. Total monthly income runs $1,951/mo, and a $1,272/mo payment keeps the spread at $248/mo. Purchase price stands at $259,900, and rental yield measures 9.01% with $1,951/mo rent. Return on cash invested shows 23.36% in year one, and 5% annual appreciation builds toward $71,806 over five years. Five-year ROI reaches 121.83% and total cumulative return in cash records $104,962. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,951/mo property income covering a $1,272/mo payment rather than investor’s personal income.

Single Family

Built in 1964

10,454 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 17754, Montoursville, PA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	5,551 (100%)
Owner Occupied HU	4,145 (74.7%)
Renter Occupied HU	1,050 (18.9%)
Vacant Housing Units	356 ( 6.4%)
Median Home Value	$282,525
Average Home Value	$315,368