12009 Copper Point PlEl PasoTX79934
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis El Paso rental at 12009 Copper Point Pl, El Paso, TX, 79934 sits in the solid-income band: 10.47% gross yield, $2,165/mo rent, $400/mo net after the $1,116/mo debt service, DSCR 1.94. Entry price of $248,200 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $68,573 and $2,286/yr in principal reduction bring total cumulative return to $120,850.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 5.8% |
| Monthly Cash Flow | $400 | $385 |
City averages based on El Paso market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,165 |
| Total Monthly Debt Service | $1,666 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2012
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79934, El Paso, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,048 (100%) |
| Owner Occupied HU | 6,736 (61.0%) |
| Renter Occupied HU | 3,784 (34.3%) |
| Vacant Housing Units | 528 ( 4.8%) |
| Median Home Value | $221,503 |
| Average Home Value | $230,166 |
Housing Distribution
Address Breakdown
Residential
10,451
Single Family
9,828
Multi-Family
623
Businesses
179
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2012
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79934, El Paso, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,048 (100%) |
| Owner Occupied HU | 6,736 (61.0%) |
| Renter Occupied HU | 3,784 (34.3%) |
| Vacant Housing Units | 528 ( 4.8%) |
| Median Home Value | $221,503 |
| Average Home Value | $230,166 |
Housing Distribution
Address Breakdown
Residential
10,451
Single Family
9,828
Multi-Family
623
Businesses
179
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices