1200 W Winton Ave SPC 176HaywardCA94545
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 1200 W Winton Ave SPC 176, Hayward, CA, 94545 in Hayward. Priced at $179,000, it generates $3,174/mo in gross rent and $2,067/mo in net monthly cash flow, a 21.28% yield that comfortably supports the 3.94 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $24,800. Five-year appreciation: $49,454. Equity from principal paydown: $1,649/yr. Total projected cumulative return: $200,859.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 21.3% | 6.0% |
| Monthly Cash Flow | $2,067 | $800 |
City averages based on Hayward market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,174 |
| Total Monthly Debt Service | $1,036 |
| DSCR Ratio | 3.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94545, Hayward, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,620 (100%) |
| Owner Occupied HU | 6,933 (65.3%) |
| Renter Occupied HU | 3,361 (31.6%) |
| Vacant Housing Units | 326 ( 3.1%) |
| Median Home Value | $872,089 |
| Average Home Value | $970,851 |
Housing Distribution
Address Breakdown
Residential
10,050
Single Family
8,694
Multi-Family
1,356
Businesses
3,111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94545, Hayward, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,620 (100%) |
| Owner Occupied HU | 6,933 (65.3%) |
| Renter Occupied HU | 3,361 (31.6%) |
| Vacant Housing Units | 326 ( 3.1%) |
| Median Home Value | $872,089 |
| Average Home Value | $970,851 |
Housing Distribution
Address Breakdown
Residential
10,050
Single Family
8,694
Multi-Family
1,356
Businesses
3,111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices