120 Spruce AveGaltCA95632








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Galt at 120 Spruce Ave, Galt, CA, 95632 at $474,900 posts ROI 31.1% with $1,468/mo cash flow from $4,405/mo rent. Total monthly income equals $4,405/mo, and annual cash flow records $17,611/yr on $157,429 to close. Return on cash invested measures 31.1% and rental yield reads 11.13% at the current $474,900. Equity gained on principal adds $3,064/yr, and 5% annual appreciation supports $131,206 by year five. Five-year ROI prints 162.83% and total cumulative return in cash totals $256,343.
You can finance with Ziffy Mortgage’s DSCR loan, which relies on $4,405/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).
Single Family
Built in 1963
6,664 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95632, Galt, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,623 (100%) |
| Owner Occupied HU | 7,874 (74.1%) |
| Renter Occupied HU | 2,455 (23.1%) |
| Vacant Housing Units | 294 ( 2.8%) |
| Median Home Value | $573,267 |
| Average Home Value | $591,013 |
Housing Distribution
Address Breakdown
Residential
10,492
Single Family
10,126
Multi-Family
366
Businesses
620
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Nearby investment properties with comparable prices



Listed by: Mohammed Jalal • Intrust Realty Group
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #224091192
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.








