120 Spring Creek Ct #12BransonMO65616
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 120 Spring Creek Ct #12, Branson, MO, 65616 in Branson deserves attention. This $190,300 property earns $2,303/mo in rent, a 14.52% gross yield, and nets $936/mo after the $856/mo payment. DSCR 2.69 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $52,576 compounds alongside $1,753/yr in yearly equity build, for a total cumulative return of $133,230.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.5% | 6.8% |
| Monthly Cash Flow | $936 | $1,250 |
City averages based on Branson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,303 |
| Total Monthly Debt Service | $1,291 |
| DSCR Ratio | 1.78x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1995
N/A lot
$N/A/sqft
$182 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65616, Branson, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,891 (100%) |
| Owner Occupied HU | 6,844 (40.5%) |
| Renter Occupied HU | 5,183 (30.7%) |
| Vacant Housing Units | 4,864 (28.8%) |
| Median Home Value | $267,926 |
| Average Home Value | $340,206 |
Housing Distribution
Address Breakdown
Residential
13,771
Single Family
11,988
Multi-Family
1,783
Businesses
1,758
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1995
N/A lot
$N/A/sqft
$182 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65616, Branson, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,891 (100%) |
| Owner Occupied HU | 6,844 (40.5%) |
| Renter Occupied HU | 5,183 (30.7%) |
| Vacant Housing Units | 4,864 (28.8%) |
| Median Home Value | $267,926 |
| Average Home Value | $340,206 |
Housing Distribution
Address Breakdown
Residential
13,771
Single Family
11,988
Multi-Family
1,783
Businesses
1,758
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices