120 Offerson Rd #A210AvonCO81620
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 120 Offerson Rd #A210, Avon, CO, 81620 in Avon worth study. Rental yield 3.66%. The 3.66% gross yield is below cash-flow benchmarks at $1,495,000, but 5% annual appreciation, adding $413,041 over five years, frames this as a capital growth position. Rent of $4,560/mo partially offsets the $6,722/mo payment. Ziffy Mortgage finances appreciation-play properties (0.68 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $118,667.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.7% | 5.2% |
| Monthly Cash Flow | $(7,131) | $1,200 |
City averages based on Avon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,560 |
| Total Monthly Debt Service | $11,096 |
| DSCR Ratio | 0.41x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1981
1,742 sqft lot
$N/A/sqft
$8,934 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81620, Avon, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,262 (100%) |
| Owner Occupied HU | 1,866 (25.7%) |
| Renter Occupied HU | 1,663 (22.9%) |
| Vacant Housing Units | 3,733 (51.4%) |
| Median Home Value | $940,860 |
| Average Home Value | $1,067,300 |
Housing Distribution
Address Breakdown
Residential
2
Single Family
2
Multi-Family
0
Businesses
535
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1981
1,742 sqft lot
$N/A/sqft
$8,934 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81620, Avon, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,262 (100%) |
| Owner Occupied HU | 1,866 (25.7%) |
| Renter Occupied HU | 1,663 (22.9%) |
| Vacant Housing Units | 3,733 (51.4%) |
| Median Home Value | $940,860 |
| Average Home Value | $1,067,300 |
Housing Distribution
Address Breakdown
Residential
2
Single Family
2
Multi-Family
0
Businesses
535
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices