120 Montgomery AveEast DubuqueIL61025






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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in East Dubuque at 120 Montgomery Ave, East Dubuque, IL, 61025 with 5% annual appreciation on a $165,000 basis while $1,117/mo rent supports operations. 3% in year one. Equity gained on principal adds $1,065/yr, and five-year appreciation sums $45,586 alongside rental yield of 8.12%. Five-year ROI measures 100.63% and total cumulative return in cash totals $55,043. Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,117/mo property income versus a $808/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Multi Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61025, East Dubuque, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,170 (100%) |
| Owner Occupied HU | 1,644 (75.8%) |
| Renter Occupied HU | 313 (14.4%) |
| Vacant Housing Units | 213 ( 9.8%) |
| Median Home Value | $239,955 |
| Average Home Value | $251,852 |
Housing Distribution
Address Breakdown
Residential
1,975
Single Family
1,914
Multi-Family
61
Businesses
113
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Listed by: Savannah Ernzen • Real Broker, Llc
Mls Name: NorthWest Illinois Alliance of REALTORS
Mls Provider:
Mls ID: #202502023
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








