120 Heart Ridge RdHilhamTN38568








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $0/mo, and a $1,443/mo payment. Purchase price stands at $294,900, and rental yield measures 0% with $0/mo rent. Return on cash invested shows -1.76% in year one, and 5% annual appreciation builds toward $81,475 over five years. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $0/mo property income covering a $1,443/mo payment rather than investor’s personal income.
Single Family
Built in 1996
20.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38568, Hilham, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,072 (100%) |
| Owner Occupied HU | 685 (63.9%) |
| Renter Occupied HU | 173 (16.1%) |
| Vacant Housing Units | 214 (20.0%) |
| Median Home Value | $244,626 |
| Average Home Value | $335,204 |
Housing Distribution
Address Breakdown
Residential
979
Single Family
979
Multi-Family
0
Businesses
19
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No similar rental properties found nearby.
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Listed by: Eleanor York • Exit Rocky Top Realty-LVS
Mls Name: UCMLS
Mls Provider:
Mls ID: #231562
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