120 Bellas WayMaryvilleTN37801
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 120 Bellas Way, Maryville, TN, 37801 in Maryville speaks for itself: 10% gross on a $424,900 price, generating $3,540/mo in rent and $996/mo in net income after the $1,911/mo debt service. DSCR 1.85, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $11,958 stacks alongside $117,392 in projected five-year appreciation and $3,913/yr in principal reduction. Projected total cumulative return: $224,882.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 5.2% |
| Monthly Cash Flow | $996 | $420 |
City averages based on Maryville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,540 |
| Total Monthly Debt Service | $2,374 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2017
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37801, Maryville, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,245 (100%) |
| Owner Occupied HU | 8,725 (65.9%) |
| Renter Occupied HU | 3,801 (28.7%) |
| Vacant Housing Units | 719 ( 5.4%) |
| Median Home Value | $370,663 |
| Average Home Value | $438,397 |
Housing Distribution
Address Breakdown
Residential
13,699
Single Family
13,220
Multi-Family
479
Businesses
871
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2017
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37801, Maryville, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,245 (100%) |
| Owner Occupied HU | 8,725 (65.9%) |
| Renter Occupied HU | 3,801 (28.7%) |
| Vacant Housing Units | 719 ( 5.4%) |
| Median Home Value | $370,663 |
| Average Home Value | $438,397 |
Housing Distribution
Address Breakdown
Residential
13,699
Single Family
13,220
Multi-Family
479
Businesses
871
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices