120 26th St S, Battle Creek, MI, 49015 | $239/mo Cash Flow

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Battle Creek at 120 26th St S, Battle Creek, MI, 49015 offers a 9.89% rental yield on a $145,000 purchase with $1,195/mo rent. Total monthly income registers $1,195/mo, and a $710/mo payment leaves $239/mo available for distribution. Annual cash flow reaches $2,862/yr on $48,068 to close, and return on cash invested stands at 25.86% in year one. Equity gained on principal adds $936/yr while 5% annual appreciation supports $40,061 over five years. Portfolio math shows five-year ROI at 135.35% and total cumulative return in cash at $65,060. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,195/mo property income against a $710/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1930

0.40 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 49015, Battle Creek, MI area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	12,329 (100%)
Owner Occupied HU	8,019 (65.0%)
Renter Occupied HU	3,459 (28.1%)
Vacant Housing Units	851 ( 6.9%)
Median Home Value	$189,927
Average Home Value	$217,209