12 S Bogey DrJesupGA31546
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 12 S Bogey Dr, Jesup, GA, 31546 in Jesup the bet is firmly on appreciation. Rental yield 4.52%. The 4.52% gross yield on a $530,000 price is below income-first thresholds, but 5%/yr value growth projects $146,429 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.84) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $121,634.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.5% | 8.0% |
| Monthly Cash Flow | $(1,230) | $300 |
City averages based on Jesup market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,996 |
| Total Monthly Debt Service | $3,015 |
| DSCR Ratio | 0.66x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2010
1.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31546, Jesup, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,849 (100%) |
| Owner Occupied HU | 1,773 (62.2%) |
| Renter Occupied HU | 814 (28.6%) |
| Vacant Housing Units | 262 ( 9.2%) |
| Median Home Value | $229,299 |
| Average Home Value | $259,110 |
Housing Distribution
Address Breakdown
Residential
2,729
Single Family
2,729
Multi-Family
0
Businesses
158
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2010
1.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31546, Jesup, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,849 (100%) |
| Owner Occupied HU | 1,773 (62.2%) |
| Renter Occupied HU | 814 (28.6%) |
| Vacant Housing Units | 262 ( 9.2%) |
| Median Home Value | $229,299 |
| Average Home Value | $259,110 |
Housing Distribution
Address Breakdown
Residential
2,729
Single Family
2,729
Multi-Family
0
Businesses
158
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices