12 Pine StWhitesboroNY13492








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Whitesboro at 12 Pine St, Whitesboro, NY, 13492 offers a 10.52% rental yield on a $205,000 purchase with $1,797/mo rent. Total monthly income registers $1,797/mo, and a $1,003/mo payment leaves $428/mo available for distribution. Annual cash flow reaches $5,141/yr on $67,958 to close, and return on cash invested stands at 27.47% in year one. Equity gained on principal adds $1,323/yr while 5% annual appreciation supports $56,638 over five years. Portfolio math shows five-year ROI at 144.08% and total cumulative return in cash at $97,914. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,797/mo property income against a $1,003/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1880
6,538 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13492, Whitesboro, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,206 (100%) |
| Owner Occupied HU | 3,737 (71.8%) |
| Renter Occupied HU | 1,177 (22.6%) |
| Vacant Housing Units | 292 ( 5.6%) |
| Median Home Value | $231,613 |
| Average Home Value | $269,076 |
Housing Distribution
Address Breakdown
Residential
5,094
Single Family
4,824
Multi-Family
270
Businesses
251
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Listed by: Matthew Grace • River Hills Properties LLC Ut
Mls Name: NYSAMLSs
Mls ID: #S1649605








