521 Main StOneidaNY13421
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Oneida at 521 Main St, Oneida, NY, 13421 offers a 9.04% rental yield on a $174,500 purchase with $1,314/mo rent. Total monthly income registers $1,314/mo, and a $854/mo payment leaves $149/mo available for distribution. Annual cash flow reaches $1,786/yr on $57,847 to close, and return on cash invested stands at 23% in year one. Equity gained on principal adds $1,126/yr while 5% annual appreciation supports $48,211 over five years. Portfolio math shows five-year ROI at 120.06% and total cumulative return in cash at $69,450. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,314/mo property income against a $854/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Multi Family
Built in 1900
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13421, Oneida, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,145 (100%) |
| Owner Occupied HU | 3,407 (55.4%) |
| Renter Occupied HU | 2,160 (35.2%) |
| Vacant Housing Units | 578 ( 9.4%) |
| Median Home Value | $191,504 |
| Average Home Value | $268,352 |
Housing Distribution
Address Breakdown
Residential
5,713
Single Family
5,287
Multi-Family
426
Businesses
491
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Listed by: Jayne Wentworth • Kay Real Estate
Mls Name: NYSAMLSs
Mls Provider:
Mls ID: #S1563900
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