12 Pine AvenueJohnstownNY12095








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Johnstown at 12 Pine Avenue, Johnstown, NY, 12095 at $379,300 posts ROI 27.42% with $787/mo cash flow from $3,319/mo rent. Total monthly income equals $3,319/mo, and annual cash flow records $9,439/yr on $125,738 to close. Return on cash invested measures 27.42% and rental yield reads 10.5% at the current $379,300. Equity gained on principal adds $2,448/yr, and 5% annual appreciation supports $104,794 by year five. Five-year ROI prints 143.74% and total cumulative return in cash totals $180,741.
You can finance with Ziffy Mortgage’s DSCR loan, which relies on $3,319/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).
Single Family
Built in 2004
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12095, Johnstown, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,711 (100%) |
| Owner Occupied HU | 3,212 (56.2%) |
| Renter Occupied HU | 1,758 (30.8%) |
| Vacant Housing Units | 741 (13.0%) |
| Median Home Value | $168,736 |
| Average Home Value | $238,176 |
Housing Distribution
Address Breakdown
Residential
5,156
Single Family
4,910
Multi-Family
246
Businesses
510
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