12 On The CmnRoyalstonMA01368
INVESTMENT ANALYSIS
Investment Verdict
Solid Income12 On The Cmn, Royalston, MA, 01368 in Royalston is a solid income-producing rental, 9.7% gross yield, $4,032/mo rent, $887/mo net cash flow on a $499,000 buy. DSCR 1.80 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $137,865 and $4,596/yr in principal reduction project a total cumulative return of $246,551.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 6.5% |
| Monthly Cash Flow | $887 | $350 |
City averages based on Royalston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,032 |
| Total Monthly Debt Service | $2,947 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1810
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01368, Royalston, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 670 (100%) |
| Owner Occupied HU | 480 (71.6%) |
| Renter Occupied HU | 56 ( 8.4%) |
| Vacant Housing Units | 134 (20.0%) |
| Median Home Value | $442,478 |
| Average Home Value | $462,130 |
Housing Distribution
Address Breakdown
Residential
490
Single Family
490
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1810
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01368, Royalston, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 670 (100%) |
| Owner Occupied HU | 480 (71.6%) |
| Renter Occupied HU | 56 ( 8.4%) |
| Vacant Housing Units | 134 (20.0%) |
| Median Home Value | $442,478 |
| Average Home Value | $462,130 |
Housing Distribution
Address Breakdown
Residential
490
Single Family
490
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73496144