55 Main StreetNew IpswichNH03071
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow55 Main Street, New Ipswich, NH, 03071 in New Ipswich is a top-tier cash-flow asset. At $395,500 it produces $3,906/mo in rent and $1,255/mo in net monthly income, a 11.85% gross rental yield. The DSCR of 2.20 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $15,060. Five-year appreciation adds $109,269, driving a total cumulative return of $231,644.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 6.2% |
| Monthly Cash Flow | $1,255 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,906 |
| Total Monthly Debt Service | $2,494 |
| DSCR Ratio | 1.57x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1785
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03071, New Ipswich, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,056 (100%) |
| Owner Occupied HU | 1,714 (83.4%) |
| Renter Occupied HU | 240 (11.7%) |
| Vacant Housing Units | 102 ( 5.0%) |
| Median Home Value | $511,132 |
| Average Home Value | $571,806 |
Housing Distribution
Address Breakdown
Residential
1,776
Single Family
1,764
Multi-Family
12
Businesses
129
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1785
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03071, New Ipswich, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,056 (100%) |
| Owner Occupied HU | 1,714 (83.4%) |
| Renter Occupied HU | 240 (11.7%) |
| Vacant Housing Units | 102 ( 5.0%) |
| Median Home Value | $511,132 |
| Average Home Value | $571,806 |
Housing Distribution
Address Breakdown
Residential
1,776
Single Family
1,764
Multi-Family
12
Businesses
129
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kristen Pratt • RE/MAX Innovative Properties
Mls Name: PrimeMLS
Mls ID: #5045303