12 New RoadMontgomeryNY12549








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Montgomery at 12 New Road, Montgomery, NY, 12549 earns $843/mo cash flow from $3,300/mo rent with a $1,801/mo payment. Total monthly income totals $3,300/mo, and annual cash flow totals $10,113/yr on $121,992 capital. ROI tracks 28.2% on current figures, and rental yield reads 10.76% at a $368,000 purchase. Equity gained on principal adds $2,375/yr, and 5% annual appreciation supports $101,672 over five years. Five-year ROI reaches 147.94% and total cumulative return in cash sums $180,469. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $3,300/mo property income instead of your personal income.
Single Family
Built in 1941
0.72 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12549, Montgomery, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,943 (100%) |
| Owner Occupied HU | 2,918 (74.0%) |
| Renter Occupied HU | 860 (21.8%) |
| Vacant Housing Units | 165 ( 4.2%) |
| Median Home Value | $464,516 |
| Average Home Value | $546,552 |
Housing Distribution
Address Breakdown
Residential
3,811
Single Family
3,683
Multi-Family
128
Businesses
477
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Listed by: Bethany R Wager-Mckee • Agnes I Wager Realty Inc.
Mls Name: OneKey MLS
Mls Provider:
Mls ID: #814956
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