12 Mill Stone RdWest BrookfieldMA01585
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 12 Mill Stone Rd, West Brookfield, MA, 01585 in West Brookfield at $609,000 earns $3,895/mo in rent and nets $57/mo after the $2,887/mo payment, a 7.68% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $168,255 over five years. Ziffy Mortgage underwrites this on a 1.35 DSCR without U.S. credit history. With $5,105/yr in principal paydown, total projected return reaches $223,429.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 7.0% |
| Monthly Cash Flow | $57 | $750 |
City averages based on West Brookfield market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,895 |
| Total Monthly Debt Service | $3,745 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01585, West Brookfield, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,209 (100%) |
| Owner Occupied HU | 1,611 (72.9%) |
| Renter Occupied HU | 412 (18.7%) |
| Vacant Housing Units | 186 ( 8.4%) |
| Median Home Value | $410,051 |
| Average Home Value | $426,816 |
Housing Distribution
Address Breakdown
Residential
1,474
Single Family
1,437
Multi-Family
37
Businesses
113
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73532085
