42 Jabish StBelchertownMA01007
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 42 Jabish St, Belchertown, MA, 01007 in Belchertown speaks for itself: 11.06% gross on a $519,000 price, generating $4,783/mo in rent and $1,512/mo in net income after the $2,460/mo debt service. DSCR 1.94, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $18,144 stacks alongside $143,390 in projected five-year appreciation and $4,351/yr in principal reduction. Projected total cumulative return: $284,647.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 5.2% |
| Monthly Cash Flow | $1,512 | $450 |
City averages based on Belchertown market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,783 |
| Total Monthly Debt Service | $3,191 |
| DSCR Ratio | 1.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1860
1.19 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01007, Belchertown, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,421 (100%) |
| Owner Occupied HU | 5,108 (79.6%) |
| Renter Occupied HU | 1,048 (16.3%) |
| Vacant Housing Units | 265 ( 4.1%) |
| Median Home Value | $396,918 |
| Average Home Value | $434,135 |
Housing Distribution
Address Breakdown
Residential
6,150
Single Family
5,345
Multi-Family
805
Businesses
333
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73577274
