12 Hillside TerraceAmawalkNY10501
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 12 Hillside Terrace, Amawalk, NY, 10501 in Amawalk speaks for itself: 10.2% gross on a $395,000 price, generating $3,356/mo in rent and $719/mo in net income after the $1,776/mo debt service. DSCR 1.89, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,624 stacks alongside $109,131 in projected five-year appreciation and $3,638/yr in principal reduction. Projected total cumulative return: $196,860.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.2% |
| Monthly Cash Flow | $719 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,356 |
| Total Monthly Debt Service | $2,481 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
5,687 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10501, Amawalk, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 560 (100%) |
| Owner Occupied HU | 497 (88.7%) |
| Renter Occupied HU | 22 ( 3.9%) |
| Vacant Housing Units | 41 ( 7.3%) |
| Median Home Value | $849,047 |
| Average Home Value | $896,891 |
Housing Distribution
Address Breakdown
Residential
332
Single Family
332
Multi-Family
0
Businesses
50
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
5,687 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10501, Amawalk, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 560 (100%) |
| Owner Occupied HU | 497 (88.7%) |
| Renter Occupied HU | 22 ( 3.9%) |
| Vacant Housing Units | 41 ( 7.3%) |
| Median Home Value | $849,047 |
| Average Home Value | $896,891 |
Housing Distribution
Address Breakdown
Residential
332
Single Family
332
Multi-Family
0
Businesses
50
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Erin E. Lee • Keller Williams Realty Group
Mls Name: OneKey MLS
Mls Provider:
Mls ID: #869202
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