12 Bucks Hill RoadDurhamNH03824
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 12 Bucks Hill Road, Durham, NH, 03824 in Durham worth modelling. At $519,000 with a 8.12% gross yield, the $3,510/mo rent leaves $31/mo after the $2,334/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.50 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $143,390 by year five; $4,780/yr in principal reduction adds further equity. Total projected return: $199,982.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $31 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,510 |
| Total Monthly Debt Service | $3,272 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1986
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03824, Durham, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,006 (100%) |
| Owner Occupied HU | 2,024 (50.5%) |
| Renter Occupied HU | 1,381 (34.5%) |
| Vacant Housing Units | 601 (15.0%) |
| Median Home Value | $528,356 |
| Average Home Value | $584,769 |
Housing Distribution
Address Breakdown
Residential
3,770
Single Family
2,852
Multi-Family
918
Businesses
284
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1986
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03824, Durham, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,006 (100%) |
| Owner Occupied HU | 2,024 (50.5%) |
| Renter Occupied HU | 1,381 (34.5%) |
| Vacant Housing Units | 601 (15.0%) |
| Median Home Value | $528,356 |
| Average Home Value | $584,769 |
Housing Distribution
Address Breakdown
Residential
3,770
Single Family
2,852
Multi-Family
918
Businesses
284
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dan Hickman • Duston Leddy Real Estate
Mls Name: PrimeMLS
Mls ID: #5061307