12 Bacon StWestminsterMA01473
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSteady, low-maintenance, and fundable: 12 Bacon St, Westminster, MA, 01473 in Westminster at $695,000. Rental yield 7%. The 7% yield and 1.30 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $192,016 by year five, and $6,401/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $243,040.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7% | 5.1% |
| Monthly Cash Flow | $(324) | $700 |
City averages based on Westminster market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,056 |
| Total Monthly Debt Service | $4,104 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1814
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01473, Westminster, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,426 (100%) |
| Owner Occupied HU | 2,819 (82.3%) |
| Renter Occupied HU | 391 (11.4%) |
| Vacant Housing Units | 216 ( 6.3%) |
| Median Home Value | $547,930 |
| Average Home Value | $571,794 |
Housing Distribution
Address Breakdown
Residential
3,094
Single Family
3,017
Multi-Family
77
Businesses
199
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1814
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01473, Westminster, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,426 (100%) |
| Owner Occupied HU | 2,819 (82.3%) |
| Renter Occupied HU | 391 (11.4%) |
| Vacant Housing Units | 216 ( 6.3%) |
| Median Home Value | $547,930 |
| Average Home Value | $571,794 |
Housing Distribution
Address Breakdown
Residential
3,094
Single Family
3,017
Multi-Family
77
Businesses
199
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices