140 Spring St, Athol, MA, 01331 | $145/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

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140 Spring St, Athol, MA, 01331 | $145/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Athol at 140 Spring St, Athol, MA, 01331 generates $4,236/mo in rent and, after a $3,177/mo payment, leaves $145/mo in cash flow. Total monthly income is $4,236/mo, and annual cash flow is $1,740/yr on $213,521 invested. Return on cash invested sits at 20.88% in year one, and rental yield is 7.83% on a $649,000 entry. Equity gained on principal adds $4,188/yr, while 5% annual appreciation builds toward $179,307 over five years. Five-year ROI reaches 108.14% and total cumulative return in cash sums $230,892. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $4,236/mo property income rather than buyer’s personal income.

Single Family

Built in 1800

0.48 Acres lot

$N/A/sqft

No HOA

More details about the property

Athol features a newly improved hospital, shopping at the Quabbin Plaza & easy access to Commuter Route 2! This 5 bedroom 2.5 bathroom home even has a 2nd kitchen on the 2nd floor! Large rooms with plenty of nice space. . Sure this house needs work but it may well be worth it! Investors bring your ideas, Owner occupants bring your renovation mortgage, bring your dreams & make this home! If your looking for an affordable home you might just have found it!

Neighborhood Data

Neighborhood data shown for ZIP Code: 01331, Athol, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	6,173 (100%)
Owner Occupied HU	4,237 (68.6%)
Renter Occupied HU	1,445 (23.4%)
Vacant Housing Units	491 ( 8.0%)
Median Home Value	$361,565
Average Home Value	$432,564